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Holiday Home Insurance Archive

Holiday Home Swimming Pool Safety & Maintenance Tips

Holiday Home Swimming Pool Safety & Maintenance Tips

Reading Time: 2 minutes Holiday homes with a swimming pool are a desirable feature that can increase bookings and earn you more money. However, regardless of how much enjoyment they provide, there is also the risk that you might be liable for illness or injury to family, friends or paying guests. Homeowner sued following swimming pool injury A legal case highlighted what can happen …

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How to Calculate Your Holiday Home Contents Value

Reading Time: 3 minutes What is contents insurance? A typical contents insurance policy will cover the cost of replacing your possessions following loss or damage due to a variety of events like theft, fire, storms, flooding and water leaks. Cover will vary from policy to policy, so always check the details before taking out the insurance. Contents insurance is optional, but without it, you …

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How to Calculate Buildings Insurance Rebuild Cost

How to Calculate Buildings Insurance Rebuild Cost

Reading Time: 4 minutes Your holiday home is likely to be one of the largest financial investments you will make in your lifetime. Therefore, it is extremely important that the buildings sum insured is accurate so that if it were to be significantly damaged by fire or flood, for example, it will be restored to its former glory. Astonishingly, research shows that as many …

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Malicious & Accidental Damage: Who Picks Up The Bill?

Malicious & Accidental Damage: Who Picks Up The Bill?

Reading Time: 5 minutes Damage from paying guests is a rarity when holiday letting, however, that doesn’t mean it doesn’t happen – it comes with the territory. For a holiday homeowner, it’s a major concern and frustration when damage occurs as there’s an urgency to undertake urgent repairs before the next guests arrive. Thankfully the majority of incidents will be genuine accidents. But how …

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Holiday Let Cottage Legal Expenses Insurance

Holiday Let Cottage Legal Expenses Insurance

Reading Time: 2 minutes What would you do if… A guest at your holiday let threatens to sue you because you have deducted from their security deposit for damage and extra cleaning incurred. What you thought was a genuine holiday home booking has turned out to be a sublet scammer who has advertised your property for let and has duped victims into handing over …

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Holiday Cottage Burst Pipe & Escape of Water Claims Facts

Holiday Cottage Burst Pipe & Escape of Water Claims Facts

Reading Time: 2 minutes At the height of winter, the list of concerns that holiday cottage owners have about their property gets a little bit longer. Long nights already create security risks for unoccupied properties, but it is the drop in temperature that can potentially lead to the most damage. A burst water pipe doesn’t just mean the destruction of your possessions: any flood …

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Holiday home insurance winter unoccupancy clause warning

Reading Time: 2 minutes It is likely that your UK holiday home will be locked up and left unoccupied for long periods over the winter. During the ‘empty’ winter period, your holiday property will be exposed to extreme winter weather. The last three winters have been extremely severe in the UK and many unprotected holiday cottages experienced substantial water damage claims caused by burst …

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