Reading Time: 2 minutes Holiday homes with a swimming pool are a desirable feature that can increase bookings and earn you more money. However, regardless of how much enjoyment they provide, there is also the risk that you might be liable for illness or injury to family, friends or paying guests. Homeowner sued following swimming pool injury A legal case highlighted what can happen …
Reading Time: 3 minutes What is contents insurance? A typical contents insurance policy will cover the cost of replacing your possessions following loss or damage due to a variety of events like theft, fire, storms, flooding and water leaks. Cover will vary from policy to policy, so always check the details before taking out the insurance. Contents insurance is optional, but without it, you …
Reading Time: 4 minutes Your holiday home is likely to be one of the largest financial investments you will make in your lifetime. Therefore, it is extremely important that the buildings sum insured is accurate so that if it were to be significantly damaged by fire or flood, for example, it will be restored to its former glory. Astonishingly, research shows that as many …
Reading Time: 5 minutes Damage from paying guests is a rarity when holiday letting, however, that doesn’t mean it doesn’t happen – it comes with the territory. For a holiday homeowner, it’s a major concern and frustration when damage occurs as there’s an urgency to undertake urgent repairs before the next guests arrive. Thankfully the majority of incidents will be genuine accidents. But how …
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Reading Time: 8 minutes Do you always choose the cheapest meal in the restaurant? buy the cheapest car and the cheapest clothes? Probably not – so why do people buy insurance based on the cheapest price? Saving a few pounds is no use if that saving is achieved by an array of ‘exclusions’ and limited cover. It’s false economy to buy based …
Reading Time: 3 minutes In recent years there has been a boom in people renting out their homes to make ‘easy’ money. But before you rent out your holiday home, you need to understand the risks and horror stories associated with renting to complete strangers. These examples emphasize the hazards homeowners face when renting out their property: What if guests steal my belongings? What …
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