Holiday letting insurance is a specialist cover that protects you from the risks associated with renting out your holiday home to paying guests, as well as friends and family on a short-term basis. In addition to buildings and contents, policies typically cover public liability, damage caused by guests, loss of rent and periods when the property is unoccupied.
A standard home insurance policy is not sufficient to cover your holiday let as it will not cover commercially letting your home - which will probably invalidate the policy.