Second home insurance offers protection for a house that isn’t your main residence. Typically, a property used by you, your friends and family as a weekend retreat, or rented out to paying holidaymakers.
You can’t insure a second home with a standard home insurance policy as a conventional main residence home insurance policy generally won't be valid if the property is being rented out or left unoccupied for long periods. Choosing the wrong policy means that you wouldn’t be covered if something happened.
What you need is a specialist holiday home insurance UK policy that is tailored for letting and protects your home when you're not there.