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Holiday Home Insurance Archive

7 holiday home insurance mistakes you can’t ignore

Reading Time: 3 minutes As a holiday let landlord, property insurance is one of the most important aspects of your business. Not only is it required to secure your possessions and ensure your property remains a safe investment, it’s something your guests will expect you to have too. However, whilst you’re probably looking for ways to save money on your insurance, cutting corners could …

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Benefits of insurance: Following the wettest winter ever

Reading Time: 3 minutes You buy Insurance in the hope that you’ll never need to use it. The problem is that it’s virtually impossible to know how good your cover is until you’re claiming. Effectively, what you are buying is peace of mind that you will be covered against the unforeseen and that your claim will be paid. Stating that ‘insurers always wriggle out …

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Holiday Let Cottage Legal Expenses Insurance

Holiday Let Cottage Legal Expenses Insurance

Reading Time: 2 minutes What would you do if… A guest at your holiday let threatens to sue you because you have deducted from their security deposit for damage and extra cleaning incurred. What you thought was a genuine holiday home booking has turned out to be a sublet scammer who has advertised your property for let and has duped victims into handing over …

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Scary home insurance tricks used to reject claims

Reading Time: 3 minutes Storm damage, burglary, holiday letting – you may think you’re covered but many holiday home owners get caught out. Making an insurance claim is stressful at the best of times, but if you want your policy to pay out should the worst happen, it’s important to get your insurance in order. Here are the most common ways to inadvertently invalidate …

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Will your insurance claim be paid without receipts?

Will your insurance claim be paid without receipts?

Reading Time: 2 minutes It is often said that insurance is only as good as your first claim – then you realise the value in what you are paying for. Making an insurance claim is stressful at the best of times, but imagine making a claim only for it to be turned down unexpectedly. Unfortunately, we are seeing evidence that insurers are ‘wriggling’ out …

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Why public liability insurance is crucial for holiday homes

Reading Time: 3 minutes Blame culture is rife in today’s increasingly litigious society with ‘no-win-no-fee’ adverts a fixture of daytime TV. So engrained is the ‘where there’s a blame there’s a claim’ mantra that nowhere is safe from the threat of legal action if a slip or a trip occurs – not even your own home. While insurance policies cover against theft, damage and …

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