Compare UK Holiday Home Insurance
With an increasing number of Insurers providing UK holiday home and holiday cottage insurance it's often difficult to choose one policy from another. Some people buy on price alone, however it's false economy if the price is reflected by inadequate cover or an array of loopholes that insurers can use to wriggle out of paying claims. That's why it's essential to compare holiday home insurance very carefully.
When 'fully insured' means anything but
Some Insurers claim to provide comprehensive protection that covers all eventualities when your property is unoccupied or let. However, a closer inspection of the small print will reveal stringent security and unoccupancy conditions that you must fulfill. Failure to comply with these could mean your claim is ruled invalid, leaving you financially responsible for the loss or damage.
At Schofields, we understand that the very nature of holiday homes means they are likely to be left empty for long periods between holidays or let commercially. Our policy provides comprehensive cover when they are. You are protected when your holiday home is left unoccupied or holiday let.
Outlined below are some of the typical risks that can affect a UK holiday home and the small print in policy documents to look out for. Before you choose a policy, compare holiday home insurance offered by Schofields, we offer one of the most comprehensive policies in the UK.