Holiday Home Insurance Quote

  1. Declaration
  2. Your Details
  3. The Premises
  4. Complete


You must read and agree to the following declaration.
You must be able to comply with each and every requirement in order that we may provide a quotation and that your risk meets our acceptance criteria.

Statement of demands and needs: This product meets the demands and needs of those who wish to protect their holiday home from a range of perils which are listed in the policy wording.

Who may complete this application? The legal owner of the premises or; you are in the process of purchasing the premises and will become the legal owner within 30 days.

Our holiday home insurance provides cover for UK residents who own a second home which is either personal use or is commercially let purely on a holiday home rental basis. We do not provide cover for serviced apartments, corporate lets, property let to workers, stag or hen parties, property used for weddings, property let on a long term basis or property with any other business use other than holiday home usage.

If the premises is let via AirBnB, or other such platforms you must ensure letting of the premises is purely on a holiday basis. If your letting platform cannot guarantee such usage i.e. may be let to workers, you should not proceed further as our policy is not suitable for your needs.

Non-disclosure or incorrectly obtained cover may lead to your policy being deemed invalid.

If you require any clarification on the points listed on this page and your properties' suitability for our policy, you should contact us on 01204 365080 before proceeding further.

  • any part of your main residence - such as: annex/attached/detached/in the grounds/on the same title deeds to the main dwelling
  • currently being or planned to be converted, extended or renovated
  • on the market for sale or planned to be sold in the policy 12 month period
  • permanently unoccupied
  • being renovated or in the course of construction
  • a property in an Alpine area/winter ski and/or sports resort

  • you, the applicant are the property owner and reside in the UK on a permanent basis at the main residence address provided.
  • if the property is located overseas it is connected to mains water and electricity
  • the premises is in a good state of repair and will be properly maintained
  • you are not applying for planning permission on any part (or all) of the property
  • you own the property or have exchanged contracts to purchase the property or have a completion date within 30 days.

You must be able to agree to all eleven points of the criteria listed above, by proceeding you are confirming you have read, understood and comply with this declaration.

Claims Disclosure

Insurers pass information to the Claims and Underwriting Exchange register, run by Insurance Database Services Ltd (IDSL). The aim is to help us to check information provided and also to prevent fraudulent claims. When we deal with your request for insurance, we may search the register. When you tell us about an incident (such as a fire, water damage or theft) which may or may not give rise to a claim, we will pass information relating to it to the register. The proposal and the information provided in connection therewith contains statements upon which Underwriters will rely in deciding to accept this Insurance.

By providing us with your details you confirm that you have read our privacy policy.

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