Compare House Insurance Abroad
With an increasing number of Insurers providing property insurance abroad, it's often difficult to choose one policy from another. That's why it's essential to compare overseas home insurance very carefully. Some Insurers claim to provide comprehensive protection that covers all eventualities when your property is unoccupied or let. Scrutinise the small print and you will see there are stringent terms that you must fulfill. Failure to comply with these could mean your claim is invalid.
Language barriers and unfamiliar insurance procedures
Administration and claiming on house insurance abroad can be a stressful and lengthy process, especially when language barriers and unfamiliar legislation complicates matters.
Typically, there are also fixed deadlines for reporting claims with house insurance abroad. This has obvious implications if you discover the damage weeks or even months after it occurred. Cancelling French and Spanish insurance can be complicated compared to the process in the UK. Community buildings insurance policies in Spain often only cover communal areas, not the actual fixtures and fittings within apartments. Traditionally, they also provide very low levels of third party public liability protection.
As you can see, there are many pitfalls and issues to address in securing adequate and effective overseas home insurance. Take a look below at some of the typical risks that can affect UK-based overseas holiday home owners and compare our insurance for property abroad against other policies. We think you'll be pleasantly surprised at the level of protection and value for money we offer.