Insurance for Holiday Homes in the UK, Spain, France, Portugal and Italy

Schofields specialise in holiday home insurance and second home insurance for UK and overseas property in Spain, France, Portugal and Italy. The policy is tailored to the special requirements of holiday home owners, giving you complete peace of mind that your house is protected when left unoccupied or holiday let.

The insurance does not include inconvenient security requirements that other holiday house insurance companies insist on, such as turning off the water and draining down the heating system when your property is left unoccupied. There are no exclusions or restrictions hidden in the small print that may invalidate a claim, or leave you uninsured.

Should you choose to let your holiday home you will be adequately insured as the policy also includes essential cover for holiday letting. This includes £5m public liability insurance, loss of rental income, temporary accommodation expenses, plus you can protect your contents against damage caused by guests.

Your property is fully protected when unoccupied, occupied or holiday let... Get a Quote

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Insurance for a holiday home or second home in the UK
Comprehensive insurance for holiday homes, cottages and second homes in the UK. Your property is protected when left unoccupied, used by friends and family or commercially holiday let.

Overseas home insurance for French, Spanish, Italian and Portuguese Property
The overseas house insurance covers holiday homes in Spain, France, Portugal and Italy. Your home is protected whilst it’s unoccupied or used for holiday letting, and all policies are written in plain English so you know exactly what’s covered.

House insurance for buy to let property and long term lets
We also insure UK properties that are let on a 6 months lease or long term.

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Existing policy holders... Renew your policy online

The insurance for a UK holiday home includes the following benefits when you choose either buildings or contents insurance...

• There are no security/heating warranties or restrictions in cover during periods of unoccupancy
• Includes specialist cover for holiday letting
• £5m public liability insurance is automatically included
• £5m employers liability insurance is automatically included
• Cover can be extended to include accidental damage to your contents
• Includes loss of rental income and the cost of alternative accommodation
• Free legal expenses protection including 24 hour legal help line
• A small £50 excess for each loss or damage claim
• We are experts in insuring holiday homes with over 24 years experience and claims are dealt with by us, ensuring advice and quick settlement should the worst happen
• Arranged with certain Underwriters at Lloyd's of London, one of the worlds leading insurers - exclusively for Schofields.

Specialist holiday home insurance designed to give you peace of mind that your property is protected when occupied, unoccupied or holiday let.

 Next steps

Get a quote and see how much you could save! 

Need more information? view the policy details for UK holiday home insurance
overseas property insurance or buy to lets

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