The Holiday Home Insurance & Second Home Insurance Specialists

Comprehensive cover for your holiday home or holiday let - whether it's occupied, or not

Your holiday home should be your pride and joy, whether it's just for your use, or if you let it out to friends, family, or commercially. The right insurance with minimal restrictions helps you enjoy your asset, without the burden of worry.

Schofields specialise in comprehensive insurance cover with minimal exclusions for holiday homes in the UK, France, Spain, Portugal and Italy. We believe we offer the best cover available, at a competitive price, with the attentive service that you'll only get from a smaller insurer.

When comparing UK holiday home insurance and overseas property insurance policies there are certain restrictions that you need to look out for - restrictions that would leave many owners exposed should they need to claim.

Are you covered?

  • When your home is unoccupied: Even if your holiday home is unoccupied for several weeks at a time, with a Schofields policy you will be covered.
  • Full theft cover: If you're not there every weekend or you're leaving your keys with holiday makers, theft can be a real concern, yet unless entry is forced few policies protect you. With Schofields insurance you're covered.
  • Alternative accommodation and loss of rental income: If you arrive at your second home and find that an accident has left it uninhabitable, or you have guests booked and damage, or a theft, means they can't stay, your Schofields policy will cover the cost of alternative accommodation, and your lost income.
  • Specialist cover for holiday letting: including employers & public liability insurance, damage by guests or pets.
  • An established insurer, underwritten by the best: The big insurers would find it difficult to deliver the service we consider standard, even at a higher price. Yet all our policies have the security of Lloyds of London Underwriters.
  • No fuss 14 day money back guarantee.

You never really know how good your insurance is until you make a claim, and hopefully you'll never have to. However if the worst should happen our specialist team is here to help you get life back to normal, with a minimum of fuss.

The following pages for UK and overseas holiday homes explain how we leave nothing to chance. If you'd like to know more please call one of our experts, or click on the button below to get an immediate quote - even that's simple!

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Buying insurance based on price alone is risky if it doesn't provide the cover you need. If you have any holiday home insurance queries we are here to help...

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