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Holiday Cancellation Insurance

  • Covers UK/Channel Islands/N.Ireland/Isle of Man holidays
  • Policies from £17 for £1000 of cover
  • Pay per booking not per person
  • Instant cover available online
  • Underwritten on behalf of certain Underwriters at Lloyd's

  • Excludes pre-existing medical conditions and persons over 81

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Designed for cottage holidays, hotel bookings and short breaks in the UK

It's always disappointing when you have to cancel a holiday, but sometimes it's unavoidable and out of your hands. It could be that you, a close relative or those travelling with you get ill, injured or sadly, die. In the event of the unexpected happening, it makes sense to protect the money you've paid for your accommodation.

A holiday booking is a legally binding contract and no matter the circumstances you could be left liable for the full cost of the holiday if unforeseen circumstances force you to cancel.

These expenses can be significant. Staying in hotels and cottages in the UK can be just as pricey as going abroad.

With such steep costs, it's a huge risk not taking out holiday cancellation insurance. The chances are, any cancellations would result in you losing some, if not all of your money. However, investing in holiday cancellation insurance means you could avoid expensive cancellation charges, lost deposits and holiday accommodation costs.

Our holiday insurance covers UK travellers renting a holiday cottage, canal boat, caravan/lodge holidays or hotel/B&B/guesthouse bookings. Should you have to cancel or cut short your holiday for specific unforeseen, covered reasons our policy will cover your accommodation costs.

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Do you need travel insurance for UK holidays?

Travellers assume that insurance is an unnecessary expense for a holiday in the UK. However, holidaymakers are equally exposed to accidents and illness regardless of their destination. Cancellation and curtailment are the most common claims made on domestic holidays so it's wise to make sure your UK break is protected.

Of course, you won't need medical cover because you have access to NHS treatment. Also, home insurance typically covers money, baggage and personal effects if lost, damaged or stolen whilst away from home. (Check if you already have this cover with another type of policy).

Although other key factors of travel insurance cover isn't always necessary for breaks in the UK, it is beneficial to take out cancellation cover as it is common practice for holiday operators to charge for cancelled or abandoned holidays.

What our customers say...
Many more expensive policies on the market include things we don't need like medical expenses & baggage (we have an extensive household policy). Your policy gave us exactly what we were looking for.

Summary of cover

Our holiday cancellation insurance provides cover should you or any members of your holiday party cancel or cut short your holiday due to accidents, death, illness, jury service, redundancy or if your home becomes uninhabitable. You are even covered if a close business colleague or relative who is not on your holiday falls ill.

Want to know more? View the frequently asked questions or view the policy wording below.

This is a brief summary of cover. For more information on the terms, conditions and exclusions that apply view the full policy wording below.

Important Documents

This is a summary of cover, view or print the full terms and conditions:

How much does holiday cancellation insurance cost?

At Schofields you can insure your UK holiday from as little as £17 for £1000 of cover, with an option to increase up to the value of £3000. We think that's a small price to pay for peace of mind.

Standard Cover
(option to insure up to the value of £3,000)
Excess (each claim)
Cancellationup to £1,000£25
Curtailmentup to £1,000£25
DurationPremium (including ipt)
this covers everybody in the holiday party.
Upto 4 days£17
Upto 8 days£20
Upto 15 days£25

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5 starsIndependant 5 out of 5 Service Rating891 reviewsFeefo Frequently Asked Questions View our Holiday Cancellation Insurance FAQ section, packed with tips and help