Click below if you require a buildings and/or contents insurance quote for a property in the UK, France, Spain, Portugal or Italy that is holiday let or used by friends and family.Get an Instant Holiday Home Quote
Click below if you require a UK long term let insurance quote i.e. a property in the UK that is let on a short hold tenancy basis.Get an Instant UK Long Term Let Quote
Cover yourself against the disappointment of having to cancel a holiday.Get an Instant Holiday Cancellation Insurance Quote
Comprehensive UK holiday home insurance can be expensive and difficult to obtain, often due to the fact that holiday homes are considered 'high risk' by insurers. This is because burst pipes are frequent and cause substantial damage when properties are empty, plus there is the constant risk of theft, damage by guests and personal injury when holiday letting.
That's equally true if your second home is hundreds of miles away. Choosing holiday home insurance abroad from a local insurer is often seen as the easiest and cheapest option for people with overseas holiday homes. However, language barriers, unfamiliar insurance procedures and inadequate cover, often mean that foreign policies are unsuitable for the special requirements of UK-based owners. An English policy from a UK provider such as Schofields is usually a wiser option.
Before you opt for the cheapest cover available, inspect what's actually covered and any terms that could leave you uninsured or your claim invalid. At Schofields Insurance we offer comprehensive cover with minimum exclusions.