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UK & Overseas Holiday Home Insurance Quotes

Click below if you require a buildings and/or contents insurance quote for a property in the UK, France, Spain, Portugal or Italy that is holiday let or used by friends and family.

Please note we do not cover properties in Northern Ireland or Southern Ireland.

Quoted premiums include:

• Employers & public liability insurance for holiday lets
• Accidental damage to contents (if selected)
• Comprehensive theft cover
• Loss of rent

UK Long Term Let Insurance Quote

Click below if you require a UK long term let insurance quote i.e. a property in the UK that is let on a short hold tenancy basis.

Please note: If you'd rather not give your credit card details online or do not wish to proceed with cover at this stage, leave the payment section blank and we will contact you regarding payment. Cover is not in force until you receive a confirmation e-mail.

Choosing the cheapest quote is false economy if the cover is inadequate

Comprehensive UK holiday home insurance can be expensive and difficult to obtain, often due to the fact that holiday homes are considered 'high risk' by insurers. This is because burst pipes are frequent and cause substantial damage when properties are empty, plus there is the constant risk of theft, damage by guests and personal injury when holiday letting.

That's equally true if your second home is hundreds of miles away. Choosing holiday home insurance abroad from a local insurer is often seen as the easiest and cheapest option for people with overseas holiday homes. However, language barriers, unfamiliar insurance procedures and inadequate cover, often mean that foreign policies are unsuitable for the special requirements of UK-based owners. An English policy from a UK provider such as Schofields is usually a wiser option.

Before you opt for the cheapest cover available, inspect what's actually covered and any terms that could leave you uninsured or your claim invalid. At Schofields Insurance we offer comprehensive cover with minimum exclusions.