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	<title>Schofields Holiday Home Insurance News &#38; Advice Blog</title>
	<link>http://www.schofields.ltd.uk/blog</link>
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		<title>Essential furnished holiday lettings tax resources &amp; guides</title>
		<description><![CDATA[If you are lucky enough to own your own holiday let, there have been some important updates by HMRC on the furnished holiday lettings tax rules that you should be aware of. The purpose of this page is to provide a useful resource of all the latest news and rules relating to holiday let taxation. Furnished holiday lettings tax resources &#8230; <a href="http://www.schofields.ltd.uk/blog/2452/furnished-holiday-lettings-tax-resources/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/1582/holiday-lettings-tax-rules-consultation/' rel='bookmark' title='Government consults on furnished holiday lettings tax rules'>Government consults on furnished holiday lettings tax rules</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1945/furnished-holiday-let-tax-changes-2011/' rel='bookmark' title='Furnished holiday let tax changes 2011/2012'>Furnished holiday let tax changes 2011/2012</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1036/how-to-holiday-let/' rel='bookmark' title='Advice &amp; resources for letting a holiday home'>Advice &#038; resources for letting a holiday home</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2452/furnished-holiday-lettings-tax-resources/</link>
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		<title>Ask the holiday home insurance expert roundup – part 2</title>
		<description><![CDATA[Got an insurance question relating to holiday homes or letting? Here are common questions asked by fellow holiday home owners. Feel free to contact us if you have a question for one of our insurance experts at Schofields. Q. We are renting a Gite in France in the first two weeks of August and the property owner has asked us &#8230; <a href="http://www.schofields.ltd.uk/blog/2438/ask-the-insurance-expert-part-2/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/2152/ask-the-insurance-expert-part-1/' rel='bookmark' title='Ask the holiday home insurance expert roundup &#8211; part 1'>Ask the holiday home insurance expert roundup &#8211; part 1</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1501/how-to-cancel-your-insurance/' rel='bookmark' title='How to cancel your home insurance policy'>How to cancel your home insurance policy</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/339/mps-second-home-insurance-claim/' rel='bookmark' title='MPs&#8217; Second Home Insurance Claim Declined'>MPs&#8217; Second Home Insurance Claim Declined</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2438/ask-the-insurance-expert-part-2/</link>
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		<title>Should you give your holiday cottage address to enquirers?</title>
		<description><![CDATA[No doubt you have received an enquiry for your holiday cottage which also requested the exact address of the rental property. Should you give it out? Is it a potential burglar who has seen photos of your holiday property contents and your availability calendar &#8211; so they know exactly when your holiday property is empty. What if you don’t disclose &#8230; <a href="http://www.schofields.ltd.uk/blog/2428/giving-out-your-address/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/1347/holiday-rental-refund/' rel='bookmark' title='Airport closures – should you give guests a refund?'>Airport closures – should you give guests a refund?</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/2200/smoking-in-your-holiday-cottage/' rel='bookmark' title='What to do about smokers in your holiday cottage'>What to do about smokers in your holiday cottage</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/721/holiday-cottage-occupancy/' rel='bookmark' title='Breaching Holiday Cottage Occupancy Limits'>Breaching Holiday Cottage Occupancy Limits</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2428/giving-out-your-address/</link>
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		<title>Burst pipes in France: Tips to avoid an insurance disaster</title>
		<description><![CDATA[Many French holiday home owners will soon be visiting their properties for the first time since they locked them up for winter at the end of last year. When they visit spring will be in the air&#8230;the days longer, the sun shining and the garden will be coming into life. All the signs that temperatures in parts of France plunged &#8230; <a href="http://www.schofields.ltd.uk/blog/2419/burst-pipes-in-france/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/133/what-to-do-when-pipes-freeze-or-burst/' rel='bookmark' title='What to do when pipes freeze or burst'>What to do when pipes freeze or burst</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1058/my-pipes-are-frozen/' rel='bookmark' title='Burst pipes &#8211; 3000 claims in one day'>Burst pipes &#8211; 3000 claims in one day</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1893/winter-burst-pipe-insurance-claim/' rel='bookmark' title='Burst pipes: the biggest threat to your holiday home'>Burst pipes: the biggest threat to your holiday home</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2419/burst-pipes-in-france/</link>
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		<title>Holidays at Home are GREAT – is the VisitEngland campaign?</title>
		<description><![CDATA[Why on earth would anyone want to go abroad in twenty twelve? That is the message from the government-backed, VisitEngland multi-million pound advertising campaign to encourage Brits to holiday at home this year and not go abroad. The UK is a fantastic holiday destination with lots to offer, and 2012 is going to be a year to remember with the &#8230; <a href="http://www.schofields.ltd.uk/blog/2404/visitengland-holidays-at-home-are-great-campaign/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/567/insurance-for-cottage-holidays/' rel='bookmark' title='Insurance For Cottage Holidays'>Insurance For Cottage Holidays</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1473/holiday-home-news-11610/' rel='bookmark' title='Recap of holiday home news: 11 June 2010'>Recap of holiday home news: 11 June 2010</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/358/holiday-home-news-22609/' rel='bookmark' title='Recap of holiday home news : 22 June 2009'>Recap of holiday home news : 22 June 2009</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2404/visitengland-holidays-at-home-are-great-campaign/</link>
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		<title>Water: The no.1 threat to your holiday home</title>
		<description><![CDATA[We take out insurance to protect against unforeseen risks, but do you know what the biggest threat is to your holiday home? Fire, theft, accidental damage, storms, subsidence?&#8230; water is the biggest threat. According data from Legal &#38; General, insurance companies paid out £730 million for water-related claims last year. This figure is more than double the £370 million for &#8230; <a href="http://www.schofields.ltd.uk/blog/2390/holiday-home-water-damage-risks/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/1893/winter-burst-pipe-insurance-claim/' rel='bookmark' title='Burst pipes: the biggest threat to your holiday home'>Burst pipes: the biggest threat to your holiday home</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/2359/floodcheck-flood-and-water-damage-prevention/' rel='bookmark' title='Floodcheck: Prevent water damage at your holiday home'>Floodcheck: Prevent water damage at your holiday home</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1853/burst-pipe-increased-water-charges/' rel='bookmark' title='Increased water charges following a burst pipe'>Increased water charges following a burst pipe</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2390/holiday-home-water-damage-risks/</link>
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		<title>Being sued ‘myths’ for snow &amp; ice outside your holiday home</title>
		<description><![CDATA[There is nowhere more beautiful than the UK in winter, especially when it snows. Picture perfect white-washed scenes attract thousands of tourists to self-catering rural holiday cottages in winter – with the promise of blue skies, snow capped mountains and fresh air. However, once snow starts to thaw, pathways are left covered with compressed ice for weeks as temperatures remain &#8230; <a href="http://www.schofields.ltd.uk/blog/2377/the-snow-code/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/1826/home-insurance-snow-damage/' rel='bookmark' title='Does home insurance cover snow damage?'>Does home insurance cover snow damage?</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/789/winter-home-health-check/' rel='bookmark' title='How to prepare your holiday home for winter'>How to prepare your holiday home for winter</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/2115/holiday-home-swimming-pool-safety/' rel='bookmark' title='Holiday home swimming pool safety'>Holiday home swimming pool safety</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2377/the-snow-code/</link>
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		<title>Floodcheck: Prevent water damage at your holiday home</title>
		<description><![CDATA[There is no denying that water is the main threat to your UK holiday home. A small pipe fracture can release thousands of gallons of water if left undetected. Our experience is that the subsequent damage can render a holiday cottage uninhabitable for up to a year whilst the property dries out – with owners losing valuable holiday rental income. &#8230; <a href="http://www.schofields.ltd.uk/blog/2359/floodcheck-flood-and-water-damage-prevention/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/2165/prevent-frozen-water-pipes/' rel='bookmark' title='How to prevent frozen water pipes at your holiday cottage'>How to prevent frozen water pipes at your holiday cottage</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/129/prevent-frozen-pipes-and-bursts/' rel='bookmark' title='How to prevent frozen pipes and bursts'>How to prevent frozen pipes and bursts</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1853/burst-pipe-increased-water-charges/' rel='bookmark' title='Increased water charges following a burst pipe'>Increased water charges following a burst pipe</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2359/floodcheck-flood-and-water-damage-prevention/</link>
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		<title>Responding to discount requests when holiday letting</title>
		<description><![CDATA[The January peak holiday rental and cottage holiday booking season is under way and many owners are seeing an increase in ‘what is your very best price for’, ‘would you take £X amount for’ and ‘we only have a budget of £x’ enquiries – sound familiar? I’m sure many owners have their own ideas on how they would like to &#8230; <a href="http://www.schofields.ltd.uk/blog/2347/holiday-let-discounts/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/302/letting-guests-use-bicycles/' rel='bookmark' title='Letting Guests Use Bicycles'>Letting Guests Use Bicycles</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/832/holiday-letting-risks/' rel='bookmark' title='5 risks to avoid when holiday letting'>5 risks to avoid when holiday letting</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/1036/how-to-holiday-let/' rel='bookmark' title='Advice &amp; resources for letting a holiday home'>Advice &#038; resources for letting a holiday home</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2347/holiday-let-discounts/</link>
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		<title>Ultimate guide to protecting holiday homes in winter</title>
		<description><![CDATA[Statistics show that most second home house insurance claims occur during the winter, predominantly caused by extreme weather – frost, snow, flooding, storms, but also break-ins. This is understandable due to the very nature of holiday properties being locked up and left for long periods without inspection. Claims costs: Insurers paid out £1.4bn in ‘big freeze’ insurance claims in the &#8230; <a href="http://www.schofields.ltd.uk/blog/2329/protect-holiday-home-in-winter/" class="continueReadingLink">Continue reading <span class="meta-nav">&#8594;</span></a><h2>Related posts:</h2><ol>
<li><a href='http://www.schofields.ltd.uk/blog/1745/holiday-home-maintenance/' rel='bookmark' title='How to keep your second home safe this winter'>How to keep your second home safe this winter</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/2309/holiday-home-insurance-unoccupancy-clause/' rel='bookmark' title='Holiday home insurance winter unoccupancy clause warning'>Holiday home insurance winter unoccupancy clause warning</a></li>
<li><a href='http://www.schofields.ltd.uk/blog/789/winter-home-health-check/' rel='bookmark' title='How to prepare your holiday home for winter'>How to prepare your holiday home for winter</a></li>
</ol>]]></description>
		<link>http://www.schofields.ltd.uk/blog/2329/protect-holiday-home-in-winter/</link>
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